Money Out Loud: All the Financial Stuff No One Taught Us

By Berna Anat

Hardcover edition

Publisher HarperCollins Imprint Quill Tree ISBN


Money Out Loud: All the Financial Stuff No One Taught Us

In stock


Discrimination: General,Language: Mild Language

In this illustrated, accessible guide, hilarious Financial Hype Woman and content creator Berna Anat explains the basics of personal finance—from budgeting and money mindset to debt and investing—so that teens and young adults feel empowered to shape their futures and change their world.

Wait. So no one taught you about money, either? Let’s figure this $h*t out together.

In this illustrated, deeply unserious guide to money, Berna Anat—aka the Financial Hype Woman—freaks out her immigrant parents by doing the unthinkable: talking about money. Loudly.

Because we’re done staying silent, confused, and ashamed about our money. It's time to learn about all the financial stuff that always felt like it wasn't meant for us and figure out how to survive—and thrive. Like:

How to actually start budgeting, saving, and investing (without all the confusing finance-ese)

How our traumas shape our most toxic money habits—and how to change to new patterns

How to navigate a garbage system that has excluded marginalized folks for too long

How to use money to fund your biggest dreams

No more keeping our money on mute. It’s time to grab the mic.

Glossary. Black-and-white illustrations.
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Praise & Reviews

School Library Journal

Gr 9 Up—Anat, daughter of immigrants who grappled with financial challenges, offers a relatable perspective as the first in her family to attend college. Penned as an engaging, informal, first-person narrative, the text addresses the specific concerns of BIPOC teenage girls, providing them with tools to navigate their financial journey. The content covers a spectrum of financial aspects, from practical advice on saving, spending, banking, investing, and taxes, to thought-provoking discussions on giving back and the costs of borrowing for college. Additionally, it provides insights, such as ways to reward oneself while managing debt and increasing savings. The book delves into societal issues such as wealth disparity, income inequality, and the complexities of capitalism. These discussions add depth to the financial advice provided, fostering a well-rounded understanding of the current economic landscape. Each topic features a relatable "textspert"—a financial expert whose advice is delivered via text messages. This approach not only makes the information accessible, but also keeps readers engaged. The user-friendly layout, featuring illustrations, charts, footnotes, and a glossary ensures that complex financial concepts are comprehensible. The inclusion of references to current events, social media trends, and colloquial language adds contemporary appeal, but may quickly date the book. VERDICT This much-needed financial manual would serve as good addition to a high school library, a reference tool for a personal finance class, or as a graduation gift.—Lynne Stover

Nonfiction High Plus (Grades 9 & Up)

Nonfiction High Plus

Nonfiction High Plus (Grades 9 & Up)

For Grades 9 & Up

In today's classroom, Common Core is king and this level helps support the need for quality nonfiction for teen readers. These stimulating informational texts invite teen readers to question assumptions and engage in high-order thinking while providing examples of excellence in research and presentation. The 14 books in this category will attract browsers as well as report-writers. May include some books written for adults.

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Diversity, Mature Readers, Nonfiction, Biographies, History

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